Credit Markets Remain Calm Despite Economic Cross Currents and Equity Market Volatility

Publisher: Automated Financial Systems, Inc. -- AFS

Access this content

Your content has been opened.

Please verify you are a human before downloading this content.

Credit Markets Remain Calm Despite Economic Cross Currents and Equity Market Volatility has been emailed to . Entered the wrong email?

Don't see the content in your inbox?
Make sure to check your spam and other messages folders.

Can't get to your email right now?

To complete your registration and access this content, enter the sign-in code sent to your email.

Please enter a valid verification code.

Code sent to:

Also, remember to check in your spam, promotions, and other folders.

Register to access this content

By accessing content on the Bank Systems & Technology Online Buyer's Guide you agree to our Terms of Service and Privacy Policy; and, you acknowledge that your information may be shared with the content publisher.

Credit Markets Remain Calm Despite Economic Cross Currents and Equity Market Volatility

Commercial loan performance and credit quality remained solid through January 2022 despite continued economic cross currents and market volatility. C&I loans past due 30–59 days were 0.61%, up 10 basis points month over month and right about the two-year average level. Learn more in this issue.

Similar content you might be interested in

C&I Nonperforming Loans Spike in March, Stress in the Office Sector Drives Distressed CRE Loans Higher

Publisher: Automated Financial Systems, Inc. -- AFS

C&I Nonperforming Loans Spike in March, Stress in the Office Sector Drives Distressed CRE Loans Higher

In March, C&I nonperforming loans continuing to spike and distressed CRE loans higher. Get the details in latest Commercial Credit Quality Bulletin from AFS and RMA.

Download Content »

AFS Pricing Charts of the Month March

Publisher: Automated Financial Systems, Inc. -- AFS

AFS Pricing Charts of the Month March

The commercial banking industry has endured several economic and structural challenges over the last several months. Many banking executives remain bearish on commercial loan growth, citing concerns about credit quality and a scarcity of new lending opportunities. And while borrower demand remains subdued by historical standards, C&I outstandings growth and line of credit utilization both strengthened in March. In light of these trends, an increasing number of banks are looking to reverse the prior year’s declines. A renewed emphasis on growth often coincides with an increase in pricing competition. Such a trend was seen in the March results, in which the weighted average SOFR-equivalent spread for investment grade C&I loans narrowed significantly from the beginning of the year. Deposit competition also remains intense, further pressuring bank NIMs. The timing of relief in the form of interest rate cuts is now uncertain given higher than expected inflation in March and cautious remarks from the Fed. Banks more than ever are challenged to grow top-line revenue without adversely impacting spread and credit quality.

Download Content »

C&I, Commercial Real Estate Loan Delinquencies and Nonperforming Loans Hit 2023 Highs in October

Publisher: Automated Financial Systems, Inc. -- AFS

C&I, Commercial Real Estate Loan Delinquencies and Nonperforming Loans Hit 2023 Highs in October

October saw some key measures of commercial loan performance reach 2023 high water marks as the higher-for-longer interest rate environment, stubborn inflationary pressures, and a slowing economy take their toll.

Download Content »