Overall Credit Quality Steady but Pockets of Weakness in Commercial Real Estate Remain

A free white paper by Automated Financial Systems, Inc. -- AFS

With bank earnings season upon us, revenue, net interest margins, and credit quality are taking center stage. Several of the early bank reporters, after building sizeable credit loss reserves as the economy fell into recession, have started to release reserves as the recovery takes shape. For its part, commercial credit quality continues to hold steady. Short-term delinquencies have continued their general downward trend and nonaccrual loans have remained relatively stable over the last six months.

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