Content by Automated Financial Systems, Inc. -- AFS
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C&I Nonperforming Loans Spike in March, Stress in the Office Sector Drives Distressed CRE Loans Higher
In March, C&I nonperforming loans continuing to spike and distressed CRE loans higher. Get the details in latest Commercial Credit Quality Bulletin from AFS and RMA. -
AFS Pricing Charts of the Month March
The commercial banking industry has endured several economic and structural challenges over the last several months. Many banking executives remain bearish on commercial loan growth, citing concerns about credit quality and a scarcity of new lending opportunities. And while borrower demand...
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C&I, Commercial Real Estate Loan Delinquencies and Nonperforming Loans Hit 2023 Highs in October
October saw some key measures of commercial loan performance reach 2023 high water marks as the higher-for-longer interest rate environment, stubborn inflationary pressures, and a slowing economy take their toll. -
AFS Pricing Charts of the Month February
The January 2024 Data Insights from the AFS Loan Pricing Service
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AFS Pricing Charts of the Month January
The December 2023 Data Insights from the AFS Loan Pricing Service -
C&I, Commercial Real Estate Loan Growth Picture Remains Murky, Banks Still Cautious on Credit
As the fourth quarter earnings calls wrapped up banks generally reported limited loan growth, stabilizing deposits, and weakening credit trends. Commercial and Industrial (C&I) lending contracted again in January, and demand remains subdued.
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2023 Commercial Credit Quality Remains Resilient But Continued Normalization Likely in 2024
2023 can be characterized as a year of gradually weakening commercial credit quality. While borrower performance has remained largely resilient, the full effects of the Fed’s historic rate tightening cycle have almost certainly not been fully felt throughout the economy. -
Case Study: PPP Assistance
A case study on a top 15 U.S. Commercial Bank and how AFS streamlined the onboarding process to expedite funding for 50,000 loans.
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Case Study: Realizing the Future of Commercial Lending with AFSVision
A top 10 U.S. Bank completed an ambitious commercial lending improvement project in which they transformed the way the Bank manages commercial lending enterprise-wide. -
Credit Markets Remain Calm Despite Economic Cross Currents and Equity Market Volatility
Commercial loan performance and credit quality remained solid through January 2022 despite continued economic cross currents and market volatility. C&I loans past due 30–59 days were 0.61%, up 10 basis points month over month and right about the two-year average level. Learn more in this issue.
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Case Study: Market-Leading Bank – Outstanding Performance with AFS
A 20-year software vendor and bank partnership is not common, and neither is one that has enabled a commercial bank to grow from under $300 million to well over $60 billion in commercial loan assets. Learn more in this case study.