Products by Zoot Enterprises
  • zDecision® Consumer-Initiated Decisioning Solution

    Zoot’s zDecision® consumer-initiated decisioning solution is a robust platform to provide instant credit decisions with even the most complex business rules and decisioning criteria to meet unique business objectives. Read More
  • zOriginate® Loan Origination Solution

    Zoot’s zOriginate®loan origination solution is a complete application that provides financial institutions effective and efficient ways to grow their lending portfolios. Read More
  • zInitiate® Account Opening Solution

    Zoot’s zInitiateSM account opening software solution enables financial institutions (FIs) to make optimized product offers (deposit and credit)to increase retention and grow accounts—bringing profitability back to demand deposit accounts. Read More
White Papers by Zoot Enterprises
  • Better Data to Make Better Decisions By

    Better Data to Make Better Decisions Financial institutions (FIs) have an opportunity to make more intelligent account origination decisions. By incorporating alternative data into their decisioning processes, FIs can gain better insight into the risk and profitability of their prospective... Read more
  • Adapting To Change: A Need For Speed By

    The subprime fallout, like the S&L and the Long-Term Capital Bank Management Fund crises before it, has thrown the market into a financial ice age, threatening extinction for institutions Read more
  • Giving Credit Where Credit is Due: Serving the Underserved in the United States By

    In a market where the competition is increasingly tough and financial survival is even tougher, financial institutions (FIs) are actively looking for new opportunities. An area that has recently been cast into the spotlight is the underserved population. Representing 40 million U.S. households... Read more